Free online calculators and tools
Toolshed is a collection of free online calculators and quick tools for everyday tasks. Work out a tip, a discount, a loan payment or how your savings grow. No sign-up, nothing to install.
Math
Percentage Calculator Work out a percentage of any amount, and what the amount becomes when you add or subtract that percentage. Discount Calculator See the final price and how much you save when a percentage discount is applied. Tip & Split Calculator Work out the tip on a bill, the total, and how much each person owes when you split it.
Finance
Loans
Loan Payment Calculator Enter a loan amount, interest rate and term to see the monthly payment, the total interest you'll pay, and a year-by-year look at how the balance comes down. Loan Prepayment Calculator See how much interest and time a one-time extra payment saves when you keep the monthly payment the same and let the loan finish early. Loan Eligibility Calculator Estimate the loan you could qualify for from your income, the share a lender lets go toward repayments, and the rate and term.
Investing
CAGR Calculator Find the annual growth rate that takes an investment from its starting value to its ending value over a number of years. Compound Interest Calculator See what a one-time amount grows into with compounding, and how much of the result is interest at the rate and frequency you choose. Inflation Calculator See what something that costs a certain amount today will cost in the future at a given inflation rate. Goal Investment Calculator Find the monthly investment needed to reach a target amount in a set number of years at an expected return. Recurring Investment Calculator Put in a monthly amount, an expected return and a time frame to see what you could build, how much of it is your own money, and how much is growth. Withdrawal Plan Calculator See how long a pot of money lasts when you draw a fixed amount each month while the balance keeps earning a return.